SERVICES

Specialized Financial Consulting and Advisory

Balanse Consulting and Financial Advisory offers specialized restructuring and control services for companies in financial difficulty. With constant monitoring of economic and financial indicators, we provide detailed reports to assist in making strategic investment and financing decisions, generating orderly growth.

Budget Plan

Precise Financial Control: The budget is the company's overall spending target (fixed costs, debts, investments, taxes, among others). Through a pre-defined budget, fixed costs can be monitored so that the company can control and manage its expenses, seeking a lean and balanced business operation. The budget plan is one of the guidelines for establishing the break-even point or sales target.

Sales Margin

Profit Maximization: The sales margin is one of the indicators used to determine the break-even point. The margin used to calculate the break-even point is based on the sales price and not on the cost price. Many companies define the sales price as a % of the cost price, which leads to a mistake when calculating the sales target needed to meet their commitments.

Financial Indicators

Deep Financial Analysis: These are metrics used to assess the health and performance of a company. They help to understand the company's ability to pay its short-term debts, the capital structure between its own and third-party resources, and the efficiency with which the company uses its assets to generate profits. In addition, they analyze the average time to receive payments from customers and make payments to suppliers, providing a complete view of the financial operation and its long-term sustainability. These indicators are essential for strategic and managerial decision-making.

Liabilities Restructuring

Customized Financial Solutions: all amounts invested in cash, inventory, accounts receivable, fixed assets, i.e., all Assets, derive from Liabilities. Liabilities are the origin of the resources invested in the company's assets. Since the market is very dynamic, the way to raise resources that form liabilities is often not the best, especially in relation to the company's liquidity. Therefore, it is important to review the operations that are in liabilities, restructure them with improvements in terms and financial costs. To do this, we use strategies that improve the distribution and reduction of liabilities.

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DAILY AND ESSENTIAL DYNAMICS

1. Daily Monitoring: We capture all daily transactions – sales, purchases and expenses.

2. Real-Time Margin Analysis: We calculate the margins of each sale and the average daily margin.

3. Break-even Point: based on the budget plan and based on the contribution margin, it is monitored daily.

4. Data Consolidation: We compile all the financial information of the day.

5. Report Delivery: We prepare and deliver the DRE (Income Statement) and the Balance Sheet with just one day's delay.

6. Decision making: the entrepreneur, confident in the information, makes the decision, based on the company's real data.